Average car loans in India rose 49% to ₹8.2 lakh since 2019 as buyers shift to SUVs, per TransUnion CIBIL. What premiumisation means for lenders and automakers.
RBI's NBFC capital adequacy framework: 15% minimum CRAR, Tier 1 of 10% for upper-layer NBFCs, 12% for gold lenders and ₹10–20 crore net owned funds. What changes for lenders.
